IRS Get My Payment: How to Track Your Stimulus Check Fast!

The IRS has recently made an important announcement regarding Economic Impact Payments. According to this update released in December 2024, special payments are being sent to about 1 million taxpayers who did not claim the 2021 Recovery Rebate Credit. This is an important opportunity for those who missed their unclaimed stimulus payments.

The IRS has also clarified that the status of payments can no longer be checked using the “Get My Payment” tool. Therefore, if you have not received your payment before, you need to understand how you can claim yours.

How to get your unclaimed stimulus payment?

If you did not receive a financial assistance payment in 2020 or 2021 or you did not receive the full amount, you can claim it on your 2020 or 2021 federal tax return as a Recovery Rebate Credit.

However, it is important to know that financial assistance payments relate to different tax years. So, if you did not receive the first or second payment, you will need to file a 2020 tax return. But if you did not receive the third payment, it will be necessary to file a 2021 tax return.

How do you know which payment you received?

The IRS has provided the following options to get information about your financial assistance payment:

Check online account

You can check whether you received the first, second and third financial assistance payments by logging into your IRS online account.

View the IRS Notice

The IRS sent notices to all eligible taxpayers explaining which payment they received:

Notice 1444 – Provides information about the first financial assistance payment sent for 2020.
Notice 1444-B – Referred to the second financial assistance payment sent for 2020.
Notice 1444-C – Referred to the third financial assistance payment sent in 2021.
Letter 6475 – This was sent through March 2022 and confirms the third financial assistance payment and any additional “plus-up” payments received in 2021.

If you are married and filing jointly, both spouses will need to log into their IRS online accounts or review their separate letters.

Process to claim Recovery Rebate Credit

If you think you are eligible but did not receive a payment, you can claim the Recovery Rebate Credit by following the following steps:

Open your IRS online account and check how much payment you received.
File your 2020 or 2021 tax return (depending on which payment you did not receive).
Fill Form 1040 or 1040-SR and claim the correct amount.
Get detailed information by visiting the official website of the IRS.

Don’t miss the deadline!

The IRS is constantly informing non-filers that the last date to claim the Recovery Rebate Credit is fast approaching. If you have not yet applied for your unclaimed stimulus payment, take the necessary steps soon.

Conclusion

If you are one of the millions of Americans who did not receive a full economic aid payment in 2020 or 2021, you still have a chance to claim it. The IRS has made it clear that special payments are being sent to about 1 million taxpayers in December 2024, but those who still missed out should quickly claim theirs.

Check your IRS account, get the necessary documents and claim the Recovery Rebate Credit as soon as possible. This is a crucial opportunity to get your unclaimed stimulus payment and secure your financial future.