How Daylight Saving Time 2025 Affects Social Security Payments

There are two important events happening in March that will affect millions of retirees in the US. First, Daylight Saving Time begins at 2 a.m. on March 9, 2025, causing clocks to move forward one hour. Second, retirement benefit payments under Social Security will be issued on March 12. These payments will come just a few days after Daylight Saving Time begins.

Social Security Payments After Daylight Saving Time

If you want to receive a retirement check or direct deposit on March 12, you must meet a few conditions:

1. You must have applied for and started receiving Social Security benefits after April 30, 1997.
2. You must be receiving retirement benefits but not be eligible for federal SSI (Supplemental Security Income) payments.
3. You must have been born between the 1st and 10th of any month.

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If you meet these conditions, your payment will be transferred directly to your bank account or sent as a check on March 12. Beneficiaries receiving SSDI (Social Security Disability Insurance) will also receive a payment on March 12, provided they meet all of the above conditions.

Possible amount of Social Security payment

The average Social Security payment from January 2025 will be $1,978 per month. All March payments will come with the 2025 COLA (Cost-of-Living Adjustment) increase. That is, if you are receiving retirement benefits for the first time in 2025, it will already include a payment increased by the inflation rate.

Maximum limit of payment

• People who have applied for Social Security at the age of 62 can get up to $2,831.
• If you applied at Full Retirement Age (FRA), you can get up to $4,018.
• And if you claimed Social Security at age 70, you could get a maximum monthly payment of up to $5,108.

How much will SSDI (disability benefit) recipients get?

SSI beneficiaries who receive payments after daylight saving time could receive an average of $1,580 per month.

Other possible payment dates

If your payment isn’t coming on March 12, it could be on other dates:

• March 19: If you were born between the 11th and 20th.
• March 26: If you were born between the 21st and 31st.
• April 3: If you’re receiving both SSI and retirement or SSDI or you started taking benefits before May 1997.

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Conclusion

Even after daylight saving time begins in March 2025, Social Security payments will continue on the previously set schedule. If you are eligible, you will receive the payment on March 12. If your date of birth is not between 1 and 10, you may receive the payment on March 19 or 26 or even on April 3. So ensure your eligibility and stay updated on the exact date of the government payment.

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