$1,978 or $1,580 Social Security payments to be deposited in 6 days

Social Security payments: The March 12 Social Security payment date is fast approaching, and the administration will soon begin processing checks and deposits. The amount of your payment will depend on whether you are receiving Social Security Disability Insurance (SSDI) or retirement benefits.

Average Social Security Payment

By January 2025, the average retired worker will receive about $1,978 from Social Security. For SSDI beneficiaries, the average payment is $1,580.

Eligibility to get paid on March 12

If you want to get paid from Social Security on March 12, you must meet certain conditions:

Your filing must have happened after April 30, 1997.
You must not be a beneficiary of SSI (Supplemental Security Income).
You must have been born between the 1st and 10th of any year or month.
You must have maintained your eligibility even after getting approval.

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Not just retirees and SSDI recipients, but also beneficiaries receiving survivor benefits, may also be eligible for the March 12 payment.

If you’re not eligible on this date, don’t worry. The Social Security Administration will issue two more payments in March – on March 19 and March 26.

The maximum Social Security amount you’ll receive on March 12

People who have earned high wages for a long time and paid taxes regularly are eligible to receive the highest Social Security benefits.

The payment by filing age to receive the maximum amount from Social Security in 2025 can be as follows:

If you filed at age 70, you could receive up to $5,108.
If you filed at age 62 (which is the youngest age), your amount would be reduced by 30% to just $2,831.
Filing at full retirement age (FRA) can provide up to $4,018.
The maximum payment for SSDI recipients will remain $4,018 in 2025.

How to increase Social Security payments?

If you haven’t filed yet, following a few strategies can increase your Social Security payments:

Delay retirement until age 70 – This will allow you to earn delay credits, which will increase your monthly amount.
Earn as much as possible – The Social Security Administration takes into account maximum taxable earnings, so earning a higher salary can result in a higher payment.
Work at least 35 years – Social Security is based on your best 35 years of earnings. If some years in your career were low in earnings, working more years can balance that out.
Make sure your jobs are covered by Social Security – Some government and private jobs are not covered under the SSA, so check your eligibility.

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Conclusion

The March 12 Social Security payment will be important for many retirees and SSDI beneficiaries. If you’re not eligible for this date, payments will also be available on March 19 and March 26.

If you want to maximize your monthly amount, there are steps you can take, such as delaying filing until age 70, earning a higher income, and working until age 35. By following these strategies, you can increase your retirement or SSDI benefits and ensure financial security in the future.

FAQs

Q. Who will receive the Social Security payment on March 12?

A. Individuals who filed after April 30, 1997, are not on SSI, and were born between the 1st and 10th of any month are eligible for the March 12 payment.

Q. What is the average Social Security payment in 2025?

A. As of January 2025, retired workers receive an average of $1,978, while SSDI beneficiaries get around $1,580 per month.

Q. What is the maximum Social Security benefit in 2025?

A. The highest possible payment is $5,108 per month if you file at age 70. Filing early at 62 reduces benefits to $2,831, while full retirement age (FRA) offers $4,018.